Payment Policy

1. Payment Methods
We accept the following payment methods on our site:

• Major credit and debit cards (Visa, MasterCard, American Express, Discover)
• PayPal
• Other payment gateways integrated through Shopify if applicable. 

All payments will be processed securely through our payment partners and Shopify's encrypted platform.

2. Payment Processing

Payment is expected at the time of the purchase.

Orders will not be processed or shipped until payment has been authorized.

If your payment is declined or fails for any reason, your order will be canceled and you may be requested for new payment details.

3. Pricing and Currency
All prices on the site are in a [EUR/USD or local currency]. Applicable taxes are included unless stated otherwise.

Prices are subject to change without notice, although we will not change a price once an order has been confirmed.

4. Billing Information
When you place an order, you are agreeing to provide accurate and complete billing information, including your name, billing address, and payment information. Inaccurate billing information could delay or prevent an order from being processed.

5. Payment Security
Your security is a top priority for us. All payment transactions are encrypted and processed through a secure payment gateway. We do not keep your complete credit card information on our servers.

6. Refunds and Chargebacks 
Refunds are processed according to our Return & Refund Policy. 
If you dispute a charge with your bank or credit card provider without first contacting us, we reserve the right to suspend or cancel your account, along with any orders pending.

7. Questions or Concerns 
If you have any questions about payments or an issue with your transaction, please contact us at:

For questions or support, reach out to us:
📧 Email: info@scuvo.de
📞 Phone: +1 945-215-1681
🏠 Address: 4001 Windswept Way, Forney, TX 75126, United States